Best Auto Insurance Rates In Texas
The annual representative rates of the surveyed usaa policies beat the state average by about 700.
Best auto insurance rates in texas. Auto club of socal. Penalties range from a fine of 175 350 for a first offense to 4 000 and a year in jail if you cause an accident resulting in serious injuries or death. Driving without insurance in texas is a bad idea. However auto insurance costs are affected by more than just state lines.
The average car insurance rate in texas is 1 415 per year 9 less than the us average. An average car insurance quote for a 35 year old driver in texas with one at fault accident is 1 164 for minimum liability coverage and 2 148 for a full coverage auto policy. Finding cheap auto insurance in houston can be a challenge. Of the 50 most populous cities san angelo is the cheapest in texas for car insurance with average rates of 729 per year for a minimum coverage policy.
Usaa offers the lowest car insurance rates in texas according to our research. Houston is the most expensive major city. The best car insurance in texas for you might be completely different than what s right for your neighbor or friend. Its average rates are 1 284 per year.
Chubb offers the most affordable rate for a minimum liability coverage policy and usaa and state farm offer the cheapest rates for full coverage policies. Across the state average rates can vary by more than 500 per year. Car insurance prices in houston run about 20 a month higher than the average in texas nerdwallet s 2020 rates analysis found. Average car insurance cost in texas texas car insurance rates vary with each.