Does My Geico Insurance Cover Rental Cars

Your car policy will cover you while driving a rental car.

Does my geico insurance cover rental cars. The downside is that if you damage the rental you re on the hook for your deductible. You should decide for yourself if you want to purchase insurance coverage from the rental provider. If you re renting a car in the u s. First call geico to ask what type of coverage for rental cars you have included in your regular auto insurance.

Your geico liability examiner can provide more information and assist you with this decision. Your geico car insurance will extend to your rental vehicle to the same coverage limit as your primary vehicle. Geico auto insurance like most companies can cover the cost of your rental car if it is used as a substitute vehicle. Most rental car providers will ask you to purchase additional insurance from them to cover the rental car.

If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the united states. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. Keep in mind if you have comprehensive and collision coverage on your geico policy they will usually transfer to your rental car while your vehicle s accident damage is being repaired. The big caveat is that you re covered only to the limits of your personal vehicle s auto policy.

This assumes your vehicle was involved in a covered accident and you have added if needed the rental car provision on your policy. Before renting a car you need to make two calls. Some credit cards provide additional coverage but make sure you understand the limits involved. Second call the credit card company you will be using to pay for the car rental.

To save on premiums and because i can put my hands on two grand if i have to my collision and comprehensive deductible is 2 000 bucks. Answered on may 13 2013.